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Terrence M. Tormey, CLTC, AEP®, CLU, ChFC®

Terrence M. Tormey, CLTC, AEP®, CLU, ChFC®


Terrence M. Tormey began his career in the financial services industry in 1984. His professional credentials are the hallmark of his effective service to thousands of clients over the years.

He holds both the Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC®) professional degrees from the American College in Bryn Mawr, PA. The CLU designation is the oldest (1930) credential an insurance advisor can obtain. CLUs must pass a series of exams and meet continuing education requirements, as well as adhere to the highest ethical standards. Tormey graduated as a CLU on October 12, 1994.

The ChFC® designation has been awarded since 1978, and a ChFC® primarily works with the affluent, business owners, and other professionals. Tormey earned his degree on October 18, 1995.

He is also an Accredited Estate Planner® (AEP®). The AEP® designation is a graduate level accreditation in estate planning obtained in addition to already recognized professional credentials within the various disciplines of estate planning. To obtain membership in the National Association of Estate Planners & Councils (NAEPC), you must first specialize in estate planning as an accountant (CPA), attorney (JD), Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC®), CERTIFIED FINANCIAL PLANNER™ (CFP®) or as a trust officer (CTFA). The NAEPC awards the AEP designation only to those estate planning professionals who meet special requirements in education, knowledge, professional reputation, ethics, character, continuing education and has a minimum of 5 years experience as an estate planner. Tormey was awarded this designation on April 14, 2006.

Tormey is a Certified Long Term Care Planner (CLTC), which is a designation focused on Elder Law, long term care planning and long term care insurance in the US. All CLTC graduates must maintain a minimum standard of competence and adhere to a strict ethical code of conduct. He earned his designation on January 9, 2006.

Career Highlights:

1984-1991, Northwestern Mutual, Special Agent
1991-1997, Guardian Life, Field Representative
1997-2000, JP Morgan Chase, Vice President, Middle Market Banking Division
2000-2003, Citigroup SmithBarney, Regional Vice President, Estate & Trust Division
2003-Present, Integris Financial Network, LLC & Paradise Advanced Planning, President


Bachelor of Arts (BA), LeMoyne College, Syracuse, N.Y., 1984
Chartered Life Underwriter (CLU), American College, Bryn Mawr, PA., 1994
Chartered Financial Consultant (ChFC), American College, Bryn Mawr, PA., 1995

Professional Designations:

Accredited Estate Planner (AEP), National Association of Estate PLanners & Councils, 2006-Present
Certified Long Term Care Planner (CLTC), Corporation for Long Term Care, 2006-Present

Professional Organizations:

Society of Financial Services Professionals, Central New York Chapter, 1992-Present
   Board of Directors, 2010-2016; President 2014-2015, Winner, President's Award, 2015
Million Dollar Round Table, 1986-Present
   Top of the Table, Court of the Table, Member
National Association of Insurance and Financial Advisors, 1984-2014
   Winner, William J. Crandall Award, 2013
National Association of Estate Planners & Councils
   Estate Planning Council of Central New York, 1997-Present
   West Broward Estate Planning Council, 2014-Present

Community and Charitable Organizations:

Mission United, United Way, Outreach Committee, Fort Lauderdale, FL., 2014-Present
Paradise Education Foundation, Board of Directors, Boca Raton, FL., 2013-2015
Equine Assisted Therapies of South Florida, Fort Lauderdale, FL., 2014-2015
Paradise Bank, Board of Advisors, Boca Raton, FL., 2013-2015
St. Vincent Ferrer Church, Member, Delray Beach, FL., 2015-Present
St. Charles-St. Ann's Church, Member, Westvale, N.Y., 1987-Present; Trustee, 2009-2014
St Lucy's Church, Member, Syracuse, N.Y., 2015-Present
Elmcrest Children's Center, Board of Advisors, Syracuse, N.Y., 2000-Present
   Winner, Gary Bobbett Award, 2011
St. Joseph's Hospital, Board of Advisors, Syracuse, N.Y., 2014-Present
LeMoyne College, Founder's Society, Syracuse, N.Y., 1985-Present